Before you hire your wedding vendors ask these questions

1. Do you have business  insurance?

Why

Some venues require that your vendors have insurance. Make sure to ask them if they have liability insurance. Also ask for proof.

How

Vendors who have invested in themselves are more likely to be around when your wedding day comes around. Also these vendors are more likely to invest in you.
Benefit
Vendors that have insurance are protecting their business. By doing so they are protecting you and your guests.

2. What is your back up plan?

Why
Sometimes unfortunate circumstances happen, that is just part of life.  But with proper planning disaster can be avoided. More often than not many of the vendors you will be reaching out to are a “one person show.” While there is nothing wrong with that, it is important to know what their plan is. So,  Ask your vendor what their back up plan is, say if equipment fails, or if there is an family emergency.  
How
Vendors who take what they do seriously will have back up plans. It may be as simple as having extra equipment such as flowers, cameras, speakers, etc. with them on site.
Benefit
Vendors that have solid back up plans are thinking of your best interest at heart. They also are more inclined to care about their reputation in their field of work.   It may be very well worth it to spend a little more for the peace of mind knowing your vendor has you covered.

3. Do you provide an easy to understand written contract?

Why
Contracts are a way of life.  It is much easier to prove for your records what you paid for if you have a written contract.  We live in a fast paced world and sometimes each day can become a blur.  To prevent confusion stay away from vendors who do not offer written contracts.  With out a contract it makes it easier for someone to no call no show on your big day.   
How
Vendors who take what they do seriously will have clear and easy to understand contracts.  These contracts should outline what services they offer, the amount of the cost to you, any deposit/retainer fees, as well as when and where the services shall be rendered. 
Benefit
Contracts help protect you as a consumer, but ultimately will help you keep track of what services you paid for. Contracts help keep the vendor you hired accountable to you.  It maybe worth it to spend a little bit more with a vendor that offers an easy to understand written contract.

4. What if my event goes longer than planned, can you stay later? If so is there an additional cost? If so how much?

Why

Sometimes events go longer than what you planned. It is important to know if your venue, photographer, DJ, videographer, etc. Have the ability to stay longer or keep the space open to you and your guests.  Ask how much extra this will cost.  Pro tip: get this in writing in an email where it clearly states the additional fees.

How

Some may be limited by the venue they have chosen, some are bound by strict noise ordinances, or town/city codes that require events with more than X in attendance to be over by a certain time. This will also let you know if the venue or vendors are a good fit for you or not.  Typically you will know if your family and friends shut down a venue or not.

Benefit

Your prepared, but you also know that your vendors are flexible and are truly only dedicated to you on your wedding day.

5. What time will you be planning on arriving day of?

Why

This is an important question to ask all your vendors. Take note for each as well and add their arrival to your whole day timeline.

How

Your vendors answer will give you some insight on how they operate their business.  Are they planning on showing up just in time to start doing their job? Are they leaving enough time to set up, or to account for a possible delay in traffic?  Also times may vary depending on vendors. For example your photographer may need significantly less time to set up than say your caterer or photographer.

Benefit

It will give you a piece of mind knowing when your vendors are supposed to arrive day of rather than worrying are they going to show up. 

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